Can My Husband Take Out A Home Equity Loan Without My Name?
Tags: Can, Husband, My, Out, Take
This entry was posted
on Friday, May 22nd, 2009 at 8:48 pm and is filed under Home Equity Loan Q&A.
You can follow any responses to this entry through the RSS 2.0 feed.
You can leave a response, or trackback from your own site.
Hello Dear
I am Brown Wilson. A certified, reputable, legitimate & an accredited private lender.
I loan money out to individuals in need of financial assistance.
Do you have a bad credit or you are in need of money to pay bills?
I want to use this medium to inform you that i render reliable beneficiary assistance as I’ll be glad to offer you a loan.
Services Rendered include:
*Refinance
*Home Improvement
*Inventor Loans
*Auto Loans
*Debt Consolidation
*Line of Credit
*Second Mortgage
*Business Loans
*Personal Loans
*International Loans
Please write back If Interested.
Upon your response you’ll be provided the loan application to fill.
No social security and no credit check required, 100% Guaranteed.
I Look forward permitting me be of beneficiary service to you.
I shall await your response at your earliest convenience.
Sincerely,
Mr.Brow Wilson (MD)
contact me on my Email brownwilsonloan4@live.com
In order to take a home loan, all owners must sign. When you got your first mtge, were you still in school, and unemployed? Payback will come from the household income, not just your husband’s salary. Banks will look at investments, and any other source of income. You should not be a drag on the loan, and no one will know whether or not you have any student loans since they are in deferment.
Since you are not currently employed, there’s no reason to put you on the mortgage application anyway. Your debt would raise the ratios and you have no income to compensate. Also, you do not have to be a borrower to stay on title. However, if you live in a community property state, you will still need to sign the note proving that you knew about and was agreeing to the 2nd lien on the property.